9/12/2023 0 Comments Free printable budget planner pdfIn my efforts to make our budget just as CUTE as it is FUNCTIONAL, I ran across some amazing free budget printables, templates, and trackers. Instead of feeling guilty about spending money on these things, we felt great about it because it was in the budget, and we knew we could afford it. The budget even allowed for fun money, clothing money, and eating out. We realized where we had been wasting money, and found places that we could easily cut back on our spending. The first time I sat down with my husband and did a real budget, we actually felt like we had more money! Writing down your budget each month, and using a printable budget tracker to make sure you’re sticking to your plan, is the BEST way to save money and reach your financial goals! This has the opposite effect of restraining, and is instead quite freeing! If you have a budget, you know exactly where your money is going each month. (I think my husband's kept it up for 14 years now!) I'd love to hear how your family handles your budget, and if you have any questions, leave a comment to share ~ I hope it helps you get an idea of where to start if you're new to budgeting! Go HERE to print yours.Why do I need a Printable Budget Tracker?Ī budget is actually permission to spend. It doesn’t need to feel like a huge restriction on your life. Remember this is just a look at how our family handles budgeting, and may be different than what you do however this has worked well for us. This is my FAVORITE part of the spreadsheet as we can look back and see what we've saved, and look forward to what's coming in the future! On the last page of the PDF you'll see our savings account spreadsheet which includes what money is allocated in our savings account each month towards certain long term goals.We save all year long for “big” expenses ~ these include things like Christmas gifts, vacationing, homeowners association expenses, etc.We take our “useable” expenses out of our checking account twice a month on my husband's payday (this includes groceries, eating out, lunches, entertainment, etc.). ![]() ![]() Several of the accounts included in the budget are items that we plan for monthly, and then move once a month over to our savings account (you can see what our savings account spreadsheet looks like on the last page of the PDF.).We add a small amount of money each month to our checking account just to have extra savings (usually around $50.).Soooo many folks have asked for this, so I hope it helps you see how our family handles our monthly budget, and encourages you to get stay on a budget in 2014 too. I'm so incredibly excited about today's 25 Days to a More Organized You project! My friend Cheryl from Beyer by Design has taken our family's monthly spreadsheet and put it together in a free printable version that you can download to work on at home, which will hopefully help keep your finances a wee bit more organized in 2014 (and trust me, when your finances are organized, everything else just seems to go a little bit smoother!)
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